Monday, October 12, 2009

I realize that I shouldn't have yelled at the CSR, but...

I just lost it.

If it's not ONE thing it's another, and why aren't they ever good things?

Because. THAT'S why.

I logged onto our bank accounts today, to make sure that all of the bills that are going to go thru this week without overdrawing us.

Just barely, but we're used to that around here...

Then, I decided that I should check our credit reports. I don't know why, as I hadn't gotten any alerts, but hey--better safe than sorry.

SORRY IS WHAT I TURNED OUT TO BE.

There's a delinquency on the report.
A $500 hospital bill that had been sent to collections.

How could that be? I don't remember getting a bill....

So I call the collections agency. They can't give me any details about the bill other than the hospital it originated from and the balance.

I ask them why I wasn't notified, as they have my address and info.

The lady on the other end of the line did not have an answer.

Then she asks me if I want to settle the outstanding balance today....

That's when I start crying and kinda flip out:

YOUWANT500DOLLARSFROMMETODAY? IDON'THAVE500DOLLARSTODAY. ORTOMORROW. IAMPREGNANTUNEMPLOYEDUNINSUREDAND500DOLLARS ISALMOSTHALF OFMYHUSBAND'SPAYCHECK! SHIT!!!

Ignoring the tirade, she then asked me if I could pay $100 a month until it was paid off.

I collected myself, transferred a hundy from savings, quickly made the payment over the phone, hung up and started sobbing.

I feel like we're never going to get ahead.

Oh, you wanna know what they charged me 500 bones for?

Someone to shine a light in my eye, say "oh, it's a minor scratch on the pupil," had me a little sample tube of antibiotic ointment, and send me on my way.

I never got a bill, because we moved into my ILs like 2 weeks later, and EVEN THOUGH I forwarded all of our mail, the hospital never forwarded, and just bounced back to them. And then they helpfully bounced it on to a collections agency.

Follow the bouncing Ball O' Debt. When you get to the end of the page, please empty your savings account!

I love being a grown up.


In baby news, Owen is GINORMOUS.

Based on his size, he's measuring at 38 weeks instead of 35. He weighs almost 8 lbs.

But he's totally healthy and my fluid level is staying stable.

According to the perinatalogist:

"Some people just make big babies."

This is my husband's fault, I'm sure of it.

I love my son, but he can't be born fast enough.

I want him out!

(Does this make me a bad mom?)

6 comments:

kristi said...

What a biznatch! Holding a pregnant lady upside down by her heels to shake out every last penny should be illegal. I'm sorry to hear about that. I got a bill from an ER visit that went to collections because I NEVER RECEIVED THE BILL TO BEGIN WITH. Sheesh.... I think it's all a scam. Hang in there. Owen, don't hang in there. (Too much longer.)

Victory Bird said...

Measuring 38 weeks? You know what that means. Born on October 24 [which is in two weeksish if you haven't noticed;)] Come on, you know you want an easy way to remember our wedding anniversary! Ha!

happyfunpants said...

I'm so sorry you had that experience! :( I'm with Kristi- I think the whole thing is a scam. A scam of badness. :(

Alisa Marie said...

I sent you something cute for owen. Did you get it!

And come on hospital! Pick up the phone once and a while and call the numbers listed!!!

Jerks.

happyfunpants said...

Thank you SO much for your comment on my post. Because honestly? The lack of comments made me feel like I went a little too far - especially about the part in bold (I don't want to write what it was about because you're writing all sweetly about your baby and I'm all...well...not writing about babies).

So WHEW. I'm so thankful at least someone wasn't offended.

WhisperingWriter said...

I hate money sometimes.

And nah, it doesn't make you a bad mom to want your son out. I was the same way with both of my kids.